Group Loan
Group Loan enables customers to form joint-liability groups of 2-5 among their community members to apply for the loan without collateral. Its micro loan size is suitable for customers with micro-scale business in the rural area enabling their access to financial services from CAMMA.
Product Features
Loan purpose
- Farming, animal raising and fishery
- General consumption in family
- Micro-scale family business.
| Currency | KHR | USD |
| Loan amount | 100,000 – 6,000,000 | 25 – 1,500 |
| Loan term | Up to 36 months | |
| Repayment Modes | Annuity |
|
| Interest rate | 18% p.a. | |
Fee
- Admin fee is charged 2% of the loan amount
- Monthly fee is charged 0.5% of principal balance per month.
Requirements
- Be a majority aged 18 to 65 years old
- Form a joint-liability group of 2-5 members with a group leader
- Have a potential business with good status and legal profitability
- Official documents: identification card, family book, residence book, or valid copy of official documents
- Be a permanent resident within CAMMA’s operational areas.
How to apply
- Talk to CAMMA staff in your area or visit your nearest CAMMA branch
- Call our customer service: 017 907 555 / 098 907 555 or visit this link to apply for a loan without visiting our office.
Note
Terms and conditions are subject to change by CAMMA without prior notice to customers. For more information, please visit your nearest CAMMA branch or call our customer service: 017 907 555 / 098 907 555.
